This article lists the exact conditions a funded account must meet before a withdrawal can be approved. Eligibility differs by account type, so use the checklist that matches the account requesting the payout. Every checklist item must be true at the moment the request is reviewed: if any single item fails, the payout is denied until it is corrected.
Who this is for: Sim-Funded traders requesting payouts, and support staff verifying payout requests.
The FFN funded lineup changed on July 1, 2026 at market close.
This applies to every account with a consistency rule: OG Funded, Standard MAX Funded, and Express MAX Funded. STEADY funded accounts have no consistency rule (see the STEADY note below).
The consistency rule looks at how your profit is distributed, not at your money. After your first withdrawal, the consistency rule counts only the profit you earn after your last payout, not the account's entire lifetime profit.
Because consistency % = best day P&L ÷ profit earned since your last payout, your consistency will read high at the start of a new cycle (your best day is unchanged while the profit tally has restarted). You simply need to build up new profit in the current cycle before consistency falls back to or below your account's threshold.
Example (Standard MAX, 40% threshold): Your best day on record is $1,000. When your new cycle begins, the consistency tally starts at $0 (your buffer and earlier profits stay in the account). To bring consistency to 40% or below, you need to accumulate at least $2,500 of profit in this cycle ($1,000 ÷ 40% = $2,500). On a 25% account, you would need $4,000 ($1,000 ÷ 25%).
Only profit earned since your last payout can be withdrawn. For your first payout, that is the profit earned since the account was funded. This applies to every Sim Funded account.
Worked example: $50,000 Standard MAX Funded account
STEADY note: no consistency rule on the funded phase. The 52% consistency rule applies to the STEADY evaluation only. On funded STEADY accounts there is no consistency rule and no daily loss limit. Instead, each payout cycle requires a fresh count of 5 winning days, and the net rule requires the balance to climb above the prior post-payout level before the next request.
| Account Size | \nBuffer (Max Drawdown) | \nWinning Day = Min Daily Profit | \n
|---|---|---|
| $25,000 | \n$1,200 | \n$100 | \n
| $50,000 | \n$2,000 | \n$150 | \n
| $100,000 | \n$3,200 | \n$200 | \n
| $150,000 | \n$4,700 | \n$250 | \n
| $250,000 | \n$5,500 | \n$350 | \n
| Account Size | \nMax Payout (payouts 1–3) | \nMax Payout (4th payout+) | \n
|---|---|---|
| $25,000 | $750 | $900 |
| $50,000 | $1,000 | $1,250 |
| $100,000 | $1,500 | $1,750 |
| $150,000 | $1,750 | $2,000 |
| $250,000 | $2,000 | $2,500 |
Accounts purchased before October 22, 2026 and not reset since keep the payout caps they were purchased with (Article 5.3).
A Promotion Review is triggered by your 4th payout request on one Sim Funded account, or your 10th payout request since your last Promotion Review (counting all of your accounts). Whichever comes first triggers the review.
When a Promotion Review is triggered:
The Promotion Review has two parts:
Every Promotion Review results in one of three outcomes:
Your Sim Funded accounts close in every outcome: being promoted, declining promotion and not being selected all close them. If you are approved, you choose your path in your dashboard. After each Promotion Review, your payout count toward the next review resets to zero.
Worked example: $50,000 STEADY Funded account (first payout)
OG accounts are no longer sold. Existing OG accounts keep their rules.
Worked example: $50,000 OG Funded account
Worked example: $50,000 Express MAX Funded account
When can I take my first payout?
Once every item on your account's checklist above is true at the same time. For MAX, STEADY, and Express MAX accounts that means the buffer is fully built and the balance is above it; for OG accounts it means the balance is above the Minimum Threshold.
Why does my consistency look worse right after a payout?
Because the consistency rule only counts profit earned since your last payout: the profit tally restarts at $0 at the start of each new cycle while your best day stays on record. Consistency = best day ÷ profit since your last payout, so it reads high until you build new profit this cycle. You do not lose any money when this resets: your buffer and prior profits stay in the account; only the consistency calculation restarts. This does not apply to STEADY funded accounts, which have no consistency rule.
Does my best day reset when I withdraw?
No. Your best day P&L is permanent and carries forward into every future consistency calculation. Only the consistency profit tally restarts after a payout: your buffer and account balance are not affected.
Why was my STEADY payout denied even though I had a green day?
STEADY uses the net rule: your balance must climb above the level left after your previous payout before you can request the next one. A single minimum winning day that only recovers a prior loss does not qualify: the balance must be net positive above the post-payout level, and you must have 5 winning days in the cycle.
How many payouts can I take on a STEADY account?
Your 4th payout request on the account triggers a Promotion Review to the FFN Institution, and so does your 10th payout request since your last Promotion Review (counting all of your accounts). The payout you requested is processed on its own under the normal Sim Funded payout rules. The Promotion Review section above explains what happens next.
Why can't I withdraw the full amount above my buffer?
Each account size has a per-account cap, and total withdrawals across all of your accounts are capped at $10,000 per payout, whichever is lower.